FreeAgentDirectory.com and its affiliates (collectively, "FAD") By using this website, you acknowledge your assent to the following conditions of use ("Terms and Conditions") without limitation or qualification. Please read these Terms and Conditions carefully before using this website. By logging onto the Web Site, you confirm that you have read these Terms and Conditions, and you agree to be bound by them. If you do not agree to these Terms and Conditions, you should exit from this Web Site immediately and you do not have permission to use or access this Web Site. These Terms and Conditions may be revised at any time by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then-current conditions to which you are bound.
THE USE OF THE WEB SITE, THE CONTENT OR INFORMATION CONTAINED ON THE WEB SITE IS PROVIDED SOLELY AT YOUR OWN RISK. THE WEB SITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. FREEAGENTDIRECTORY.COM DOES NOT SELL INSURANCE, INVESTMENTS OR GIVE ADVICE. WE ARE SIMPLY A FREE RESOURCE DIRECTORY HELPING CONSUMERS SEARCH FOR LOCAL INSURANCE AGENTS AND OR FINANCIAL ADVISORS THAT SPECIALIZE IN CERTAIN TYPES OF INSURANCE AND FINANCIAL PRODUCTS. YOU ARE UNDER NO OBLIGATIONS TO USE ANY OF OUR LISTED AGENTS OR FINANCIAL ADVISORS AND IT’S SOLELY YOUR RESPONSIBILITY TO DO YOUR OWN DUE DILIGENCE TO LEARN MORE ABOUT THE PRODUCTS, SERVICES, ADVICE, OPINIONS GIVEN AND ABOUT THE LISTED AGENTS AND ADVISORS. THE COMPANY EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND WITH RESPECT TO THE WEB SITE AND ITS CONTENT, WHETHER EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. THE COMPANY MAKES NO WARRANTY THAT THE WEB SITE AND/OR ANY CONTENT THEREIN OR LISTED AGENT / ADVISOR WILL MEET YOUR REQUIREMENTS, OR WILL BE UNINTERRUPTED, TIMELY, SECURE, CURRENT, ACCURATE, COMPLETE OR ERROR-FREE OR THAT THE RESULTS THAT MAY BE OBTAINED BY USE OF THE WEB SITE AND/OR ANY CONTENT THEREIN WILL BE ACCURATE OR RELIABLE. YOU UNDERSTAND AND ACKNOWLEDGE THAT YOUR SOLE AND EXCLUSIVE REMEDY WITH RESPECT TO ANY DEFECT IN OR DISSATISFACTION WITH THE WEB SITE IS TO CEASE USING THE WEB SITE
After searching for an agent/advisor or insurance/financial product you have the option of gathering more information by calling an agent/advisor directly or clicking on the “Contact Agent” or “Send Request” buttons and filling out a form to be contacted. By doing so, you expressly consent your signature authorizing FreeAgentDirectory.com or one of its affiliates or listed agents/advisors to contact you at the phone number / wireless number or email provided via live, pre-recorded, artificial voice, autodialed calls, emails, monthly e-newsletters or text/ SMS message to confirm your interest in receiving quotes regardless of whether you are on any Federal or state DNC (“Do Not Call”) and/or DNE (“Do Not Email”) list or registry. Your carrier’s message and data rates may apply. Your consent is not required to get a quote or purchase products, goods or services and you may revoke your consent at any time. Agent cannot provide tax or legal advice. Contact your tax or legal professional to discuss details regarding your individual business circumstances.
You agree that FreeAgentDirectory.com shall not be responsible or liable, directly or indirectly, for any loss or damage of any sort incurred as the result of any such dealings from any listed agent or financial advisors. You agree you are under no obligations to use any of our listed agents or financial advisors and its solely your responsibility to do your own due diligence in seeking services, coverage or investments from them. You agree to indemnify, defend and hold harmless FreeAgentDirectory.com, its parents, subsidiaries, affiliates, officers, directors, employees (collectively, the “Indemnified Parties”) from and against all claims, losses, damages, liabilities and judgments, and all fees and expenses related thereto (including, without limitation, reasonable legal fees) incurred by an Indemnified Party as a result of any violation by you of your agreements with us.
This website may be linked to other websites which are not maintained by FAD. FAD is not responsible for the content of such websites. The inclusion of any link to such websites does not imply FAD's approval or endorsement of such sites or the content thereof. FAD cannot guarantee that the links set out on our website will be accurate at the time of your access. Moreover, the sites pointed at by links have been independently developed and possibly maintained by person(s) over whom FAD has no control. FAD cannot and does not monitor the sites linked to its pages on the Internet or any transmission made through the respective web pages and news groups. Accordingly, FAD assumes no responsibility for the content of any site referenced to by any hyperlink or otherwise. FAD believes that our making available links to publicly accessible web pages is legally permissible and consistent with the common, customary expectations of those who make use of the Internet.
While FAD uses reasonable efforts to include accurate and up-to-date information on this website, errors or omissions sometimes occur. To the fullest extent permissible pursuant to applicable law, FAD makes no warranties or representations as to the accuracy of the content of this website and under no circumstances, including, but not limited to, negligence, shall FAD or any party involved in creating, producing, or delivering this website be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the inability to use, the materials on this website, even if FAD or a FAD authorized representative has been advised of the possibility of such damages. FAD also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property as a result of your access to, use of, or browsing in this website or your downloading of any materials, data, text, images, video, or audio from this website.
This website is owned and operated by FAD. Except as otherwise expressly permitted by FAD, no materials from this website or any website owned, operated, licensed or controlled by FAD may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. You may download material displayed on this website for your use only, provided that you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use the content of this website for public or commercial purposes, including the text, images, audio, and video without FAD's prior written permission. FAD neither warrants nor represents that your use of materials displayed on this website will not infringe upon rights of third parties.
Unless otherwise expressly set forth herein, FAD makes no representation that materials on this website are appropriate or available for use in any location. Those who choose to access this website do so by their own initiative and are responsible for compliance with local laws. Further, the Terms and Conditions and the relationship between you and the Company shall be governed and construed in accordance with the laws of the State of Indiana applicable to contracts entered into and fully performed in Indiana (without regard to its conflicts of law principles that would cause the application of any other jurisdiction’s laws). With respect to any disputes or claims not subject to arbitration, you agree not to commence or prosecute any action in connection therewith other than in the state and federal courts located in the State of Indiana, and you hereby consent to personal jurisdiction, and waive all defenses of lack of personal jurisdiction and forum non convenes with respect to venue and jurisdiction, in the state and federal courts therein. Additionally, you agree that regardless of any statute or law to the contrary, any dispute arising out of or related to the Web Site or these Terms and Conditions must be filed within one year after such claim or cause of action arose.
Any information, other than personal data or information you transmit to FAD via this website, by electronic mail or otherwise, including data, questions, comments, or suggestions, will be treated as non-confidential and non-proprietary and will become the property of FAD. Such information, other than personal data or information, may be used for any purpose, including, but not limited to, reproduction, solicitations, disclosure, transmission, publication, broadcast, and posting. FAD is free to use any ideas, concepts, know-how, or techniques contained in any communication you send to FAD via this website or by any other means for any purpose whatsoever, including, but not limited to, developing and marketing products using such information.
All trademarks, service marks, trade names, logos, and icons are proprietary to FAD. Nothing contained on this website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on this website without the written permission of FAD. Your use of the trademarks displayed on this website, or any other content on this website, except as provided herein, is strictly prohibited. Images displayed on this website are either the property of, or used with the permission by FAD. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted by FAD. Any unauthorized use of images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.
You acknowledge that any software which may be available or provided to you on this website may contain technology that is subject to strict controls pursuant to export control laws and regulations of the United States of America and other countries and jurisdictions. You hereby agree that you will not transfer or export such software in violation of such applicable export control laws and regulations. FAD does not authorize the downloading or exportation of any software or technical data from this website to any jurisdiction where such activity is prohibited by export controls laws and regulations.
By using the Web Site in any way, you unconditionally consent and agree that: (1) any claim, dispute, or controversy (whether in contract, tort, or otherwise) you may have against the officers, directors and employees of the Company and its parent, subsidiaries, affiliates (all such individuals and entities collectively referred to herein as the “Company Entities”) arising out of, relating to, or connected in any way with the Web Site or the determination of the scope or applicability of this agreement to arbitrate, will be resolved exclusively by final and binding arbitration administered by the National Arbitration Forum in accordance with its Code of Procedure then in effect, except that any arbitration will be conducted in, and any hearing will be held in, Indianapolis, Indiana. Information may be obtained and claims may be filed at any office of the National Arbitration Forum (www.arb-forum.com) or at P.O. Box 50191, Minneapolis, MN 55405. This provision regarding Mandatory, Binding Arbitration will be governed by the Federal Arbitration Act.
Access to and use of password protected or secure areas of this website are restricted to authorized persons only. Any user who accesses or attempts to access such areas without authorization may be subject to prosecution.